Contact: 0116 478 3390

Provide your members with the added benefit of a business insurance policy, whether on a referred, preferred supplier, or group scheme basis


Insurance is an important consideration for any business. If you operate a trade association or similar organisation, arranging an insurance scheme for your members can provide a valuable benefit.

Qdos is committed to providing a flexible and innovative approach to all elements of our business, and it is crucial to understand the nuances and specific requirements of any organisation wishing to arrange an insurance scheme for the benefit its members.

Whilst all schemes will have unique element, there are a number of core principals which generally allow our schemes to fall into one of three categories:

Preferred Supplier

White Label

Group Scheme

Frequently schemes may include elements of more than one of these categories, and we will always look to accommodate bespoke arrangements wherever required.


Manage your contractor policy checks by outsourcing with Qdos. Ensuring your contractor placements hold the necessary insurance requirements as stipulated in their contracts can be a time-consuming process. Get external verification of policy documents by FCA-regulated industry specialists and receive automated notifications of expiring policies.

Get in touch for more information on 0116 478 3390 or


We at ICB have worked with Qdos to provide Professional Indemnity Insurance to our bookkeepers since 2012.  Throughout this time, the team have provided a slick and efficient service, saving our members time and money.  Well over 1,000 of our members insure with Qdos every year, which goes to show our needs have been extremely well met – we have no hesitation in recommending that any professional association consider Qdos as an insurance partner.

Ami Copeland

Head of Communications

The Institute of Certified Bookkeepers

Award-Winning Service

Including the Queen’s Award for Enterprise in Innovation, and featured in the London Stock Exchange’s ‘1000 Companies to Inspire Britain’

Self-Employment Specialists

With over 30 years’ experience providing tax and insurance services to the UK’s self-employed workforce, and the businesses which engage and service them

Owned by Tokio Marine HCC

Allowing us to provide a flexible and personal service, backed by the security of a global insurer with excellent industry ratings


This is generally the ‘lightest touch’ basis on which an insurance scheme can be arranged. As a preferred supplier, Qdos are able to offer discounts to members of your organisation, and/or commission to you.

By promoting Qdos as a preferred supplier, you are able to assist your members in finding suitable insurance, whilst maintaining a distance and independence.

Like all Qdos schemes, focus will typically be on online delivery, with bespoke reporting to keep you abreast of the members utilising the scheme. Qdos remain responsible for all client-interaction – binding cover, collecting premium, issuing documents, and answering queries.

Typically most suitable for organisations where:

  • Premium is paid by the members directly
  • Members are likely to have more diverse insurance requirements
  • There is a desire to be impartial and maintain a degree of separation between the organisation and the provision of insurance


Under this approach, the administration of the scheme will still be undertaken by Qdos, however a greater degree of branding can be offered to your organisation.

White labelling of a scheme can take many forms including, but not limited to:

  • ‘Reskinning’ of the Qdos website to match your own branding
  • Bespoke products available only to your members.
  • Policy documentation branded with your own logos

By presenting the organisation more prominently as the ‘owner’ of the scheme, the insurance is more identifiable as a benefit of membership.

Whilst Qdos branding is diminished, we would remain responsible for all customer interaction in relation to insurance sales.

Typically most suitable for organisations where:

  • Brand continuity is a priority
  • There is an appetite to emphasise insurance scheme as a benefit of membership


Many organisations will choose to offer insurance directly to members – i.e. rather than compelling the member to purchase insurance from a preferred supplier or white label, the organisation themselves arrange cover.

Group schemes can operate on an optional or compulsory basis, and can be administered by a variety of means. Qdos will work with you to ensure that your scheme is operated efficiently and compliantly.

A group scheme gives the highest level of control to the scheme operator, allowing them to manage who benefits from the scheme, and maintain complete records of the level and type of cover held by members.

In general, due to the higher volume of insured parties, group schemes typically offer the largest discounts on insurance premiums, and therefore the most preferential rates for members.

Typically most suitable for organisations where:

  • Insurance is mandatory for members
  • The organisation wishes to monitor members’ insurance arrangements



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